Now comes the full or in other words thorough-based examination with regard to purchase financing. After selecting the credit institution selected for financing, you will receive an indicative, i.e. non-binding purchase offer from us. It is based on the loan value of the property. This is determined by a publicly sworn expert appointed by the financier.

In this phase, direct contact with the owner or buyer of the property is required. The Bank’s financing offer is submitted to him, as no one but him can decide on a yes or no. If the answer is yes, the draft purchase agreement is drawn up next.

This is where the notary comes into play. A notarial purchase agreement is required for each change of ownership of the property with land and property. The notary is commissioned by the real estate agent to set up a notarial purchase contract. It is signed by each of the parties to the contract in the presence of a notary and, in return, notarised. This can be done together with a notary on the occasion of an appointment agreed by the real estate agent. Alternatively, buyers and sellers each go separately to a notary of their own choice on site. The notarial purchase agreement states that the broker’s commission is payable either at the conclusion of the notarial purchase contract or at the time of the purchase price.